Commercial and residential appraisals, reviewed in minutes.
5 credits included, no card required.
Appraisals arrive in every shape and size. Valara structures all of them.
- PDF: URAR, scanned, mixed
- MISMO XML (UAD 2.6 and 3.6)
- Narrative commercial
See what Valara pulls out
The subject is a 24-unit garden apartment community constructed in 2004 and situated on a 1.62-acre site in the Eastgate submarket of Riverton.
- Property
- Garden apartment complex, 24 units
- Approaches
- Income and sales comparison
Scanned pages and handwritten addenda included. No export step, no template, no cleanup pass first.
Valara reviews the appraisal and shows its reasoning. Your reviewers stay in the loop.
…a 5.25% cap rate despite a band-of-investment indication of approximately 7.7%.
The band-of-investment technique … indicates an overall rate of approximately 7.7%.
Why that matters
It reads every page in minutes and cites each finding to the spot it came from, so a reviewer confirms a call in seconds.
Valara works alongside the workflow you already run.
- REST API
- Hosted MCP server
- Web app
See the request
POST /api/v1/reviews
Authorization: Bearer vlr_live_…Start in the browser today. The same review runs from your loan origination system, your review queue, or an AI agent.
Scores, reasoning, and a citation for every finding.
Each file comes back graded, with the reasoning behind every call and a link to the exact page, table, and number it rests on. Open the commercial or residential review below and click any finding straight through to its source.
Why lenders bring Valara in
The acute pain in appraisal review is liability, not the clock. Valara reads every commercial and residential file for the assumptions a value depends on, so the risk surfaces while your team can still act on it.
Catch the risk before it becomes your liability
An unsupported cap rate or a thin comparable justification is the kind of defect that resurfaces in a repurchase demand, not at the closing table. Valara flags the assumptions a value depends on while you can still act on them.
Reasoning, not just thresholds
Commercial appraisals are narrative, not gridded. Valara grades whether the appraiser supported the cap rate, justified the comparables, and reconciled the approaches: the questions a distance rule can never answer.
Pass the review through at closing
A Valara review can be passed through as a fee at closing, so a stronger collateral file and a documented second look ride along with the loan.
Built for the file in front of you.
Commercial review
Narrative CRE: cap rate support, NOI reasonableness, sales comparison, USPAP, and escalation.
Explore commercialResidential review
URAR and form-based reports against USPAP and the Fannie Mae and Freddie Mac selling guides.
Explore residentialPlatform & API
One review engine across the web app, a versioned REST API, and a hosted MCP server for AI agents.
See the platformWhy not a chatbot?
Visual page-level citations, schema-validated output, and codified USPAP and GSE rules.
See the differencePut a review in front of your next file.
Start with a commercial or residential file of your own, or open the sample review first.
5 credits included, no card required.